Investing or trading in foreign markets is high-risk. That's why International Risk & Payment Review is vital reading for anybody doing business overseas.
International Risk & Payment Reviews:
- Presents the unique D&B Country Risk Indicator to show the relative strengths of 122 countries.
- Alerts to political and economic risks.
- Guides on payment terms and delays - essential for effective negotiating and planning.
- Provides monthly analysis for monitoring changing market conditions.
- Presents important data in one source, saving hours on research.
- Country assessments are presented in a standard format to facilitate the comparison of economic, political, commercial conditions across countries.
- Vital information for Credit, Export Sales, and Marketing Managers, in fact all Executives and Directors in Commercial and Financial organizations planning or currently engaged in overseas trading and investment.
International Risk & Payment Review is completed by our own resident team of highly skilled analysts using the latest data, live from Dun & Bradstreet local offices worldwide, and supplemented by intelligence from the World Bank, IMF and other international and local sources.
The full Country Risk Indicator can be obtained via Internet, or in the form of
printed matter.
Sample Review
DB country risk user guide
D&B 'DB' risk indicator provides a comparative, cross-border assessment of
the risk of doing business in a country. Essentially, the indicator seeks to
examine the broader commercial environment in respect of transactions costs and
transfer risks over a time horizon of two years. The 'DB' risk indicator
comprises a composite index of three over-arching country risk categories:
economic; socio-political; and commercial. Variables within each group are
comprehensively assessed, scored and weighted by regional analysts before an
indicator is assigned. In principle, the indicator seeks to assess such key
issues as: the ability of a country to generate sufficient foreign exchange to
service its payment obligations; the willingness of the country to create an
enabling environment for trade and foreign investment; and, the resilience of an
economy to withstand domestic and external shocks.
| Indicator |
Meaning |
Explanation |
| DB1 |
Highest creditworthiness |
Excellent capacity to meet outstanding payment liabilities; carries the
lowest degree of risk |
|
DB2 |
Good creditworthiness |
Good capacity to meet outstanding payment liabilities |
|
DB3 |
Creditworthy |
Sufficient capacity to meet outstanding payment liabilities |
|
DB4 |
Adequate credit risk |
Reasonable capacity to meet outstanding payment liabilities |
|
DB5 |
Questionable creditworthiness |
Weak capacity to meet outstanding payment liabilities |
|
DB6 |
Poor creditworthiness |
Strong possibility of default; carries high degree of risk |
|
DB7 |
Lowest creditworthiness |
Extremley strong possibility of default; carries maximum degree of
risk | |
Note. Each
indicator is sub-divided by quartiles (a-d). For example, within the DB1
banding, DB1a represents slightly less risk than DB1b, etc. This does not apply
to the DB7 indicator.